How to Choose Between Home Care and Assisted Living

Brian Callahan • March 28, 2024

When a parent, spouse, or loved one develops extensive care needs, you may find yourself weighing out the different options. In-home care and assisted living are the two main options for intensive care needs. According to the American Health Care Association, there are 800,000 Americans residing in assisted living facilities today. There are a few important factors to consider as you determine which is best for your loved one. Keep reading to learn more.


How Much Care Is Needed?


The first thing to consider will be the amount of care that’s going to be needed. Your loved one’s physician and specialists should be able to help advise you on this point. Evaluating the care needs can help you realistically determine how much assistance can be given by those already living in the home or how much outside care would need to be recruited. Making a list of everything the individual needs on a daily, weekly, and monthly basis is a good place to start. You can then systematically evaluate how each need can be met and what the best method of meeting that need is.


What Are the Key Differences Between In-Home Care and Assisted Living?


It’s also important to fully understand the differences between these two types of care. In-home care usually consists of a professional care assistant coming into the home on a daily or weekly basis to provide certain care tasks. In-home care is often an option if the individual doesn’t need 24/7 medical monitoring. Some families opt for 24/7 in-home care if finances allow, regardless of the intensity of needs.


What’s the Financial Situation?


In a perfect world, everyone would get the care they need despite finances, but we don’t live in a perfect world and there are the constraints of money that will affect the type of care you choose. You’ll want to take a realistic look at the budget you have to work with and then compare the expenses of different services available. Keep in mind that different service providers will offer different prices so it’s a good idea to compare prices before making a final decision.


These are just a few factors you should consider when deciding what type of care will work best for your loved one. If you’re looking for care options, please contact 7 Day Home Care today.

Home Care after The Riverside Premier Rehabilitation and Healing Center
By Brian Callahan 7 Day Home Care November 7, 2025
Complete guide to home care after Riverside Premier Rehabilitation at 336 W 87th St, Manhattan. Learn services, timelines, coordination, Upper West Side logistics.
Caregiver helps a person with a walker stand in a living room.
By Brian Callahan 7 Day Home Care November 3, 2025
Elderly Mobility Scale (EMS) explained. Learn how this 7-item test scores mobility (0–20 scale), predicts fall risk, helps families keep seniors safe and independent
A smiling caregiver in blue scrubs hugs woman with dementia in nyc.
By Brian Callahan 7 Day Home Care October 31, 2025
Expert guide to dementia home care in New York. Learn what services help, how to keep loved ones safe at home, and when to start professional dementia care.
Nurse in blue scrubs, touching arm of senior seated on sofa, smiling and holding tablet.
By Brian Callahan 7 Day Home Care October 27, 2025
How Does 7 Day Home Care Coordinate with Lenox Hill Hospital After Discharge? 7 Day Home Care works seamlessly with your healthcare team at Lenox Hill Hospital to ensure a smooth, coordinated transition from hospital to home. Our registered nurses and care coordinators communicate directly with Lenox Hill’s discharge planners, physicians, and rehabilitation specialists to align every aspect of your home care plan with your prescribed treatment goals. Whether you’re recovering from cardiac surgery, orthopedic rehabilitation, or neurological treatment, we provide personalized, RN-supervised care that supports continued healing once you leave the hospital. Our certified Home Health Aides (HHAs) assist with medication reminders, mobility, and Activities of Daily Living (ADLs) while maintaining close communication with your medical providers. Serving all of Manhattan, including the Upper East Side , 7 Day Home Care delivers trusted, professional in-home care that complements your hospital care plan, reduces readmission risks, and promotes comfort and independence in the safety of your own home.
Caregiver in blue scrubs talking to a patient on a couch indoors.
By Brian Callahan 7 Day Home Care October 24, 2025
After Waterview Nursing & Rehab in Flushing Queens, 7 Day Home Care provides certified home health aides supervised by registered nurses for safe recovery at home.
Two healthcare workers in blue scrubs making heart shapes with their hands, smiling outside a building.
By Brian Callahan 7 Day Home Care October 22, 2025
How long do people live after heart bypass? See survival rates, what improves outcomes, and recovery tips for extending life after CABG surgery.
Caregiver assists elderly woman walking indoors.
By Brian Callahan 7 Day Home Care October 17, 2025
For more years , 7 Day Home Care has proudly provided trusted, compassionate, and professional in-home care services to families throughout the region. Our long-standing experience has allowed us to build deep expertise in coordinating care for clients with UNUM Long Term Care Insurance, e nsuring a smooth and stress-free process from start to finish. We understand the complexities of long-term care policies and work directly with UNUM to help our clients maximize their benefits while receiving the personalized support they deserve. Whether it’s assistance with daily activities, skilled nursing, or companionship, 7 Day Home Care is dedicated to delivering consistent, high-quality care that enhances comfort, independence, and peace of mind for every client we serve. Our commitment to excellence, reliability, and transparent communication has made us a trusted partner for UNUM policyholders and their families for many years.
Elderly woman in wheelchair smiles at a nurse taking her blood pressure indoors near a window.
By Brian Callahan 7 Day Home Care October 13, 2025
Home Care Services After The Grand Pavilion Rehabilitation & Nursing in Rockville Centre 7 Day Home Care is a leading provider of in-home care services for patients transitioning home after a stay at The Grand Pavilion for Rehabilitation & Nursing in R ockville Centre, NY. As a New York State–licensed home care agency, 7 Day Home Care offers RN-supervised care plans and certified home health aides who specialize in post-rehabilitation recovery, mobility support, medication management, and fall prevention. Working closely with The Grand Pavilion’s discharge planners and therapy teams, 7 Day Home Care ensures a smooth, safe, and personalized transition from skilled rehabilitation to home—helping clients maintain progress, independence, and comfort while recovering in familiar surroundings.
Woman assisting an elderly man with a cane walk on a brick path outside.
By Brian Callahan 7 Day Home Care October 10, 2025
At 7 Day Home Care, we provide compassionate, personalized in-home care for individuals living with neuropathy across Manhattan, Queens, Brooklyn, Nassau County, and Suffolk County, NY. Our licensed caregivers and registered nurses understand that neuropathy affects more than just the nerves—it impacts mobility, balance, comfort, and confidence in daily life. That’s why our care plans focus on improving circulation, supporting nerve health, and preventing complications through consistent monitoring, safe movement assistance, and tailored nutrition. Each client receives a customized plan designed by a supervising nurse that may include daily foot inspections, gentle exercise routines to boost blood flow, medication reminders, and meal preparation that stabilizes blood sugar and supports nerve repair. Just as importantly, our caregivers offer emotional reassurance, companionship, and encouragement—helping clients manage pain, reduce anxiety, and maintain independence in the comfort of their own homes. Through professional oversight and compassionate care, 7 Day Home Care empowers those with neuropathy to live safely, comfortably, and confidently—one day at a time.
A smiling nurse in blue scrubs using a stethoscope on an elderly patient indoors.
By Brian Callahan 7 Day Home Care October 6, 2025
3 Things Most Families Don't Know About Long-Term Care Insurance Most long-term care insurance policies don’t start paying automatically. To activate your benefits, the insured must typically need help with two or more Activities of Daily Living (ADLs)—like bathing or dressing—or have a documented cognitive impairment such as dementia. Coverage often applies only when care is provided by a licensed home care agency, n ot a private aide. Correct documentation, nurse assessments, and timely claim filing are the keys to receiving benefits smoothly. 7 Day Home Care is a licensed New York home care agency that specializes in helping families use and maximize their private long-term care insurance benefits. Many seniors and their loved ones don’t realize that most private long-term care insurance policies—such as those from Brighthouse, Genworth, CNA, MetLife, New York Life, John Hancock, Lincoln Financial, Bankers Life, UNUM and Mutual of Omaha—require that care be provided by a New York State licensed home care agency with registered nurse supervision to qualify for reimbursement. At 7 Day Home Care, every caregiver is a certified home health aide (HHA) trained and overseen by experienced RNs, ensuring full compliance with insurance and Department of Health standards. The agency assists families with policy verification, nurse assessments, care plan creation, claim preparation, and direct billing, eliminating the confusion and delays that often accompany long-term care insurance claims. By working directly with your insurance provider, 7 Day Home Care helps clients activate their benefits quickly, avoid out-of-pocket costs, and receive high-quality, compassionate in-home care across Manhattan, Queens, Brooklyn, Nassau County, and Suffolk County, NY. Families searching for trusted home care that accepts long-term care insurance in New York consistently choose 7 Day Home Care for its expertise, reliability, and dedication to helping seniors stay safe and independent at home.
Show More